Life Cover


You can protect yourself with single cover, or you can protect yourself and your partner with dual cover. You can choose how long you want the cover to last and also cover can be renewed at the end of your chosen term.

What are the options available?

1. Convertible Level Term & Standalone Serious Illness
This is top of range and you are covered both on a level term basis against death but also on a level term basis for serious illness cover. Effectively, if you suffer a serious illness during the term of the loan, the full original sum borrowed is payable. In this case, you do not have to die to receive the benefit. This is the most comprehensive of the types and the most reassuring.

2. Mortgage Protection & Accelerated Serious Illness
You’re mortgage balance is covered as it decreases and you are covered against serious illness too.

3. Convertible Level Term Life Only
The original sum borrowed is covered for the entire term irrespective of what the balance is when the life assured dies. This is more comprehensive than decreasing cover. You don’t have any protection against serious illness.

4. Decreasing Life Cover (mortgage protection)
As the name implies, your mortgage balance is covered and as it decreases through capital being repaid, so does the life cover. This is the cheapest of the types of life cover available and no protection against serious illness.

    • What our clients say about us:

      In December 2012 we again got 10 out of 10 for service and for getting results

      1. How satisfied were you with your service? "10 out of 10"
      2. What was the best thing for you in using Complete Financial? "I got results!"

      "I have recommended Complete Financial to my friends, family and work colleagues."

      John O' Callaghan
      Ballyphehane, Cork

      David Murphy is a true asset

      Trevor Timmins,
      Fairhill, Co. Cork

      I would highly commend Complete Financial.

      Siobhan Kelly,
      Tivoli, Co. Cork

      Bill has guided both
      myself and my husband through some very
      in depth and to us
      important financial
      areas. We are very
      grateful to you
      for giving us
      peace of mind.

      Celly O' Brien
      Kinsale, Co. Cork